{"id":3021,"date":"2026-01-06T18:39:34","date_gmt":"2026-01-06T18:39:34","guid":{"rendered":"https:\/\/10npay.com\/?page_id=3021"},"modified":"2026-06-05T14:47:30","modified_gmt":"2026-06-05T12:47:30","slug":"personal","status":"publish","type":"page","link":"https:\/\/10npay.com\/bg\/personal\/","title":{"rendered":"Personal"},"content":{"rendered":"
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Everything You Need
for Your Money<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Whether it is getting your salary, sending money abroad, paying bills, or shopping online - 10n Wallet handles it all.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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European IBAN<\/h4>\t\t\t\t<\/div>\n\t\t\t\t
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Open your account. Send and receive money across Europe with lower costs and all the benefits of a European IBAN.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t
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Visa Cards<\/h4>\t\t\t\t<\/div>\n\t\t\t\t
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Get 2 free physical Visa cards for cash withdrawals and in-store purchases, plus virtual cards for instant online shopping.\u200b<\/h6>\t\t\t\t<\/div>\n\t\t\t\t
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EU SEPA Transfers <\/h4>\t\t\t\t<\/div>\n\t\t\t\t
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Move money across Europe quickly and easily. Reach any SEPA bank account with low fees, anytime.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t
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Utility Bill Payments<\/h4>\t\t\t\t<\/div>\n\t\t\t\t
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Pay electricity, water, heating, mobile, and other household bills in seconds - directly from your wallet.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t
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Get Your IBAN
in Minutes<\/h2>\t\t\t\t<\/div>\n\t\t
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1<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Sign up<\/h5>\t\t\t\t<\/div>\n\t\t\t\t
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Join online or in our app. No paperwork required.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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2<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Verify your identity<\/h5>\t\t\t\t<\/div>\n\t\t\t\t
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Complete a quick digital verification.
Fully compliant with EU regulations.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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3<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Start banking<\/h5>\t\t\t\t<\/div>\n\t\t\t\t
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Get your IBAN right away, order your card,
and start managing your money.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"man\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Virtual or Physical?
\nGet both with Visa<\/h2>\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPhysical Card\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tGet 2 free physical Visa cards delivered to your door. Use them to shop in stores, withdraw cash at ATMs, and pay anywhere Visa is accepted worldwide.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tVirtual Card\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tStart using your virtual card instantly - add it to Apple Pay or Google Pay for tap-to-pay shopping, or use it for online purchases and subscriptions.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPay Your Way\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tContactless in stores, mobile payments with Apple Pay or Google Pay, or shop online - use your cards however you prefer. Fast, secure, and accepted everywhere.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tEasy Management\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tView transaction history, download statements, request replacements, and update your PIN - all in seconds from your app.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tSecurity & Control \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tLock or unlock your cards instantly. Set spending limits, block specific merchant categories, and get real-time notifications for every transaction.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Payment Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Move money your way - anytime, anywhere.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\t<\/circle><\/path><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t10n Pay Transfers\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tSend money to other 10n Pay users instantly - perfect for splitting bills or sending support.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\n\t\t\t\t<\/circle><\/path><\/path><\/path><\/path><\/path><\/path><\/path><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tEU SEPA Transfers\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tMove your money in seconds - across the EU. Send to any bank account in Europe and manage all your transfers from one place.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\n\t\t\t\t<\/circle><\/path><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tUtility Bill Payments\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tPay your utilities, mobile top-ups, and monthly subscriptions straight from your wallet. Set up automatic recurring payments and never miss a due date.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tBill Payments\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tSettle your utilities, mobile top-ups, or monthly subscriptions straight from your wallet.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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International Money Transfers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Transfer money internationally with transparent fees and competitive exchange rates.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tSend to bank accounts and wallets across Asia, Europe, the Americas, and the Middle East.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h6>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\t<\/path><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tSupported currencies: BDT, EGP, INR, NPR, PKR, PHP, LKR, VND, GBP, USD, BRL, TRY, MXN, CLP, PEN, AED, COP, CNY.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h6>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\t<\/path><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tMonitor status and history for every transfer in your wallet.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h6>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tGet in touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Robust Security & Compliance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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We are a licensed European e-money institution. Your funds are protected under strict EU standards - including anti-money laundering (AML), identity verification (KYC), and data protection (GDPR) regulations.\nModern security. Regulatory oversight. Your peace of mind.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Join 10n Pay.
Get More from Your Money<\/h2>\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tGet in touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tGet In Touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Everything You Need for Your Money Whether it is getting your salary, sending money abroad, paying bills, or shopping online – 10n Wallet handles it all. European IBAN Open your account. Send and receive money across Europe with lower costs and all the benefits of a European IBAN. 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