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10n Payments — Electronic Money Institution

Category: Careers

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Personal
  • Account
  • Cards
  • Payments
  • International Transfers
Business
  • Account Management
  • Account-to-Account
  • EU SEPA Payments
  • International Transfers
  • Payroll Processing
Corporate
  • Wallet-as-a-Service
  • Payments-as-a-Service
  • Embedded Finance
For Developers
  • API Portal
  • Open Banking
  • Integrations
About
  • About The Company
  • Contact Us
  • Careers

Tenen Payments JSC is a regulated e-money institution (EMI License #131/27 April 2021). Our payment solution covers money transfers, payment account management, FX and digital wallets. The company is registered with the Bulgarian Commercial Register under unique identifier: 206032163 / 21 February 2021. 10n Pay is a registered trademark of Tenen Payments JSC.

Pursuant to the Law on the ratification of the Agreement between the government of the Republic of Bulgaria and the government of the United States of America to improve the international tax compliance and to implement FATCA (SG issue 47 dated 26 June 2015), Republic of Bulgaria is subject to comply with Foreign Account Tax Compliance Act (FATCA).

Tenen Payments JSC is registered in the U.S. Internal Revenue Service (IRS) and has obtained the following Global Intermediary Identification Number (GIIN): D4AHC8.99999.SL.100.

© 2026 Tenen Payments JSC. All rights reserved.

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Personal
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Personal

Your digital wallet with an EU IBAN, Visa card, and instant transfers – everything you need to manage money.

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Open Account

Open your European account in minutes. Start managing money today.

Payment Services

Send money, pay bills, transfer to anyone. Fast and secure.

International Transfers coming soon

Send money worldwide with transparent rates and clear fees.

Card Issuing coming soon

Visa cards for everyday spending. Virtual and physical options available.

Business
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Business

Advance your business with payment solutions built for efficiency and growth.

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Account Management

Business IBANs and financial account services.

Account-to-Account

Accept payments directly to your IBAN - without relying only on card networks.

EU SEPA Payments

Fast transfers to any European bank account.

International Transfers​ coming May 2026

Business Visa cards with spending controls.

Payroll Processing

Manage payroll and handle bulk pay-outs efficiently.

Corpoate
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Corporate

Scale your enterprise with white-label wallets and embedded finance infrastructure.

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Wallet-as-a-Service

Launch branded digital wallets for your customers. We handle licensing and compliance.

Payments-as-a-Service

Accept and send payments under your brand with complete payment processing infrastructure.

Embedded Finance

Integrate financial services into your platform. Cards, accounts, and payments as features.

Case Studies
Payment Service Provider (FastPay)
Embedded Finance for Gambling Operator
Embedded Finance for an Enterprise
Developers
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Developers

Technical documentation, integration guides, and developer resources for 10n Pay platform.

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API Portal

Access API documentation, test environments, and integration tools.

Open Banking

PSD2-compliant account access and payment initiation services.

Integration Documents

Technical guides and specifications for integration.

About
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About The Company

Licensed payment infrastructure backed by 20 years of financial market expertise.

Contact Us

Get in touch with our team. We're here to answer your questions.

Careers

Join our team and help us build the future of digital finance.

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