Embedded Finance Case

Enterprise Payment Solutions

Embedded Finance Case

Enterprise Payment Solutions

Challenge

A multinational corporation needed to digitize payroll and supplier payments for thousands of employees and partners across borders. Goals: reduce banking costs and provide flexible financial services.

Solution

Solution

10n Pay provided embedded finance infrastructure for enterprise-scale payment operations:
For Employees
Digital accounts with European IBANs for salary deposits
Mobile wallets and payment cards for instant wage access
Peer-to-peer transfers within employee networks
Full AML and KYC compliance managed by 10n Paynaged by 10n Pay
For Partners & Suppliers
Settlement accounts for streamlined B2B transactions
Instant or scheduled payouts via SEPA, VISA Direct, and local payment rails
Multi-currency support with competitive FX rates
Unified reporting and reconciliation for finance teams

Impact

10,000+ employees digitized - Payroll moved from traditional banking to digital accounts
30% cost reduction - Lower fees compared to legacy banking systems
Streamlined B2B payments - IBAN-based settlements for partners and suppliers
Higher employee satisfaction - Instant salary access and modern financial tools
Strengthened employer brand - Competitive financial benefits attracted and retained talent

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