Integrate Financial Services into Your Product
Transform your platform with embedded financial capabilities, built on our licensed e-money infrastructure. Increase loyalty, drive new revenue streams, and exceed customer expectations.
What We Offer
Built for flexibility, our modular financial services integrate easily under your brand. Choose the capabilities your users need.
Embedded Wallets & Accounts
Launch digital wallets and payment accounts under your brand. Issue European IBANs for your users.
Card Issuing Programs
Offer virtual and physical payment cards to your customers. Full spending control and transaction monitoring.
Payment Processing
Accept and send payments within your platform. SEPA transfers, peer-to-peer payments, and pay-outs.
Licensed Infrastructure & Compliance
We provide the e-money license, regulatory compliance, and operational backbone. You own the customer experience.
Developer Tools & APIs
Integrate quickly with comprehensive APIs, webhooks, SDKs, and complete documentation. Sandbox environment included.
Integrate Full Financial Services
Transform your product with embedded financial capabilities powered by 10n Pay’s licensed e-money infrastructure - from payments and wallets to lending, card issuing, and more. Embed financial services natively to improve loyalty, increase revenue, and meet customer expectations.
What We Offer
Whether you are paying employees, managing customers, or building your own payment product - 10n Pay brings everything together in one reliable, innovative platform.
Financial Service APIs
Access modular APIs for wallets, payments, card issuance, and account management under your brand.
Lending & Credit Solutions
Embed tailored credit products, including buy-now-pay-later (BNPL), instalment financing, and other lending options directly into your customer journey.
Full Compliance & Reporting
We handle AML/KYC, regulatory reporting, and safeguarding so you stay focused on growth.
Flexible & Scalable Platform
Customize workflows, user journeys, and financial products according to your business needs.
Partner Ecosystem Access
Plug into banking, payments, and fintech networks via our expanding partner infrastructure.
