Wallet-as- a-Service

Digital Wallet for Payment Services

Wallet-as- a-Service

Digital Wallet for Payment Services

Challenge

A regional payment service provider needed to digitize cash-based operations. They required a wallet platform for account opening, bill payments, peer-to-peer transfers, and utility settlements - with full compliance management.

Solution

Solution

10n Pay provided white-label wallet infrastructure with a branded mobile app:
Digital account opening with KYC verification
European IBAN accounts for each customer
Bill payments for utilities, taxes, and loans
Peer-to-peer transfers and cash-in/cash-out services
Card issuance linked to wallet accounts

Impact

The provider became a complete digital financial hub, reducing costs and creating new revenue streams.
Thousands of customers migrated from cash to digital wallets in months
50,000+ monthly payments processed through the app
Lower operational costs by reducing cash handling and branch operations
New revenue sources from transaction fees, FX services, and card usage
Higher retention through embedded daily financial services

Ready to Digitize Your Payment Operations?