Payments-as-a-Service

Simplify Your Payment Infrastructure

Accept payments, process pay-outs, and manage transactions under your brand. We handle licensing, compliance, and operations - you control the customer experience.

What We Offer

Everything you need to process payments at scale - six core capabilities that power your operations.
Business & Customer Accounts with IBANs

Provide IBAN accounts for partners, customers, and employees. Enable domestic and cross-border payments.

Unified Payment Processing

Accept cards, bank transfers, digital wallets, and alternative payment methods through one integration.

Real Time Settlements

Settle payments instantly with transparent fees and real-time FX.

Payment Orchestration & Routing

Intelligent routing optimizes transaction success and cost efficiency across multiple acquiring partners.

Fraud Prevention & Compliance

Built-in security monitoring and regulatory compliance. Protect your business and customers from fraud.

Developer-Friendly APIs

Integrate payment capabilities into your platform with flexible APIs, webhooks, and comprehensive documentation.

Payments-as-a-Service

Simplify Your Payment Infrastructure

Accept payments, process pay-outs, and manage transactions under your brand. We handle licensing, compliance, and operations - you control the customer experience.

What We Offer

Whether you are paying employees, managing customers, or building your own payment product - 10n Pay brings everything together in one reliable, innovative platform.
Merchant and Individual Accounts with IBANs

Provide IBAN accounts for partners, customers and employees for seamless domestic and cross-border payments.

Unified Payment Processing

Accept cards, bank transfers, wallets, and alternative payment methods in one integrated solution.

Real Time Settlements

Settle payments instantly with transparent fees and real-time FX.

Payment Orchestration & Routing

Intelligent routing optimizes transaction success and cost efficiency across multiple acquiring partners.

Fraud Prevention & Compliance

Built-in security layers and regulatory compliance help protect your business and customers.

Flexible API & Webhooks

Integrate payments into your apps, marketplaces, or platforms with robust developer tools.

Why Choose 10n Pay Payments?

Global reach - Process payments worldwide without complex banking relationships in each market.
Unified operations - One dashboard for all payment methods, transactions, and reconciliation.
Fully licensed - EU payment institution with PSD2 compliance and regulatory oversight.
Reliable processing - High success rates through intelligent routing and real-time settlement.

Build Your Financial Ecosystem Today