Wallet-as- a-Service

Launch Branded Wallets Without the Licensing Burden

Deploy digital wallets for employees, customers, or partners under your brand. We provide the licensed infrastructure, compliance, and operations. You deliver the experience.

What We Offer

Offer your clients branded financial services with complete wallet infrastructure. Launch quickly using our EU-licensed foundation.
White-Label Wallet Platform

Complete digital wallet solution with IBANs, Visa cards, transfers, and payments under your brand.

Licensed Infrastructure

Built on our EU EMI license. Launch without obtaining your own regulatory approvals.

Developer-Friendly Integration

Flexible APIs, webhooks, and SDKs. Full control over branding and user experience.

Operations & Compliance

We manage KYC/KYB, AML monitoring, fund safeguarding, and regulatory reporting.

Transfers & Payments

Enable P2P, account-to-account, and everyday transactions instantly - convenient and cost-effective.

Wallet-as- a-Service

Launch Branded Wallets Without the Licensing Burden

Deploy digital wallets for employees, customers, or partners under your brand. We provide the licensed infrastructure, compliance, and operations. You deliver the experience.

What We Offer

Whether you are paying employees, managing customers, or building your own payment product - 10n Pay brings everything together in one reliable, innovative platform.
API Integration & Back-End Handling

Flexible APIs give you control over branding and workflows, while we manage compliance, settlement, and safeguarding.

White-label Digital Wallets

Launch branded wallets in days with 10n Pay’s EMI license - ready- made, compliant, and fully customizable.

Open IBAN Accounts

Issue European IBANs per user, enabling fast cross-border payments with minimal friction and competitive FX.

Card Issuing & Reloading

Your funds and data are safeguarded under strict AML, KYC, and GDPR regulations - always secure, always trusted.

Seamless Transfers & Payments

Enable P2P, account-to-account, and everyday transactions instantly - convenient and cost-effective.

Why Choose 10n Pay Wallets?

Get to market fast - without licensing delays
Increase engagement with modern, mobile-first payments
Lower costs with efficient embedded wallet infrastructure
Build on trusted PSD2- and EMI-compliant foundations

Enable Wallets for Your Network Today